Everyday expenses
Keep track of purchases across multiple currencies.
Wisp FinanceBetaYour money.
Your business.
Make sense of everyday spending. Keep expenses, budgets and savings goals in one private Android app.
Made for Android. Part of Wisp.
LESS FRICTION. MORE FOCUS.
A clearer view of your money.
Room to plan
Bring budgets and savings goals into view.
The bigger picture
See your spending more clearly with useful statistics.
WHAT’S UNDER THE HOOD
Useful details.
Everyday possibilities.
What you can do with Wisp Finance, and how your data is handled.
Everyday money, in one place
Expenses, categories and budgets
Expense tracking
Record everyday expenses and organize them into categories. Keep your spending history together so individual purchases are easier to understand.
Budgets and savings goals
Plan spending with budgets and track money set aside for your goals. Keep day-to-day decisions connected to longer-term plans.
Recurring payments and subscriptions
Manage recurring expenses and subscriptions alongside other spending, so regular commitments have a place in your financial overview.
Look beyond individual purchases
Debts, assets and insights
Loans, debts and mortgages
Keep records of financial obligations alongside everyday expenses, including loans, debts and mortgages.
Investments, crypto and taxes
Organize investment, cryptocurrency and tax-related records as part of your wider financial picture. These tools help you track information; they do not replace financial or tax advice.
Calculators and insights
Use financial calculators and spending insights to explore your numbers and understand patterns in your records.
Your settings. Your storage.
Language, currency and recovery
Independent language and currency
Choose your currency during setup. It is not inferred from your country or interface language. Change language and currency independently, with support for ten interface languages.
Themes and reminders
Use a light or dark interface and configure reminders in the app. Android notification delivery depends on the permissions and settings on your device.
Encrypted backups and recovery
Create encrypted backups and restore them using the matching recovery phrase. Restoration requires both the backup file and the phrase; neither replaces the other.
Optional Nextcloud connection
Connect your own Nextcloud storage through HTTPS WebDAV for the app’s backup and synchronization workflow. Your cloud account and recovery phrase serve different purposes.
A clear boundary for encryption
Finance stores its working database in private app storage. The recovery phrase protects backups; it does not encrypt that working database. Android device security remains important.
A CLOSER LOOK
Simple on the surface.
Thoughtful underneath.
Explore Wisp Finance, one screen at a time.
PART OF SOMETHING PERSONAL
Your everyday.
Under your control.
Wisp builds everyday tools around privacy and local control.
Why Wisp is private